Business Accounts

Analyzed Business Checking1

  • Designed for Businesses with larger transaction volumes
  • $100 minimum opening balance
  • Includes a competitive earnings credit that can offset most fees

Small Business Checking1

  • Designed for moderate account activity
  • $100 minimum opening balance
  • $2500 minimum daily balance to avoid $10 monthly maintenance fee
  • 200 free debits (ACH included), over 200 $.25 per debit
  • 25 free credits (ACH included), over 25 $.25 per credit

Business Interest Checking1

  • Designed for sole proprietorships and nonprofits
  • $100 minimum opening balance
  • $2500 minimum daily balance to avoid $10 monthly maintenance fee
  • 200 free debits (ACH included), over 200 $.25 per debit
  • 25 free credits (ACH included), over 25 $.25 per credit

Lawyer Trust Checking Accounts (IOLTA)1

  • Earns Interest

Business Savings1

  • $100 minimum opening balance
  • $200 minimum daily balance to avoid $3 quarterly maintenance fee
  • Six free withdrawals per quarter, then $2 excessive transaction fee per withdrawal

Business Money Market1

  • A convenient way to invest excess funds
  • Earns premium rate for higher balances and offers easy access to funds
  • $1000 minimum opening balance
  • $1000 minimum daily balance or $2500 combined average checking, savings or CD balances to avoid $10.00 monthly maintenance fee

Business Certificates of Deposit2

  • $500 minimum opening balance
  • Tiered interest rates
  • Terms from 30 days to 5 years

Business Online Banking

  • View up-to-date account balances, transactions, and more
  • Schedule or send payments with Online Bill Pay and initiate stop payments
  • Receive, view and store up to 3 months of bank statements online
  • Export transactions securely into Microsoft® Money or Quicken® file formats
  • Manage your employee’s user access
  • Set up automatic account alerts
  • Send domestic wire transfers*
  • Reduce the risk of check fraud with Positive Pay*
  • Automated Sweeps**
  • And so much more...

* Additional fees may apply.

** Set a specific balance on your target checking account and the Bank will automatically transfer those additional funds over the target balance to a high yield deposit account until you need them. If your target balance drops below your predetermined set amount, the Bank will automatically transfer the funds back. Additional fees may apply.

Merchant Services

  • Merchant credit card processing
  • Point of sale terminals and distribution
  • Gift and Loyalty Solutions

Forms

1 See account disclosures for other fees that may apply.

2 For complete disclosure information, including a schedule of additional fees that may apply, please refer to the account disclosure provided at the time of account opening or upon request.  Product features and service charges are subject to change.  Renewal:  This account will automatically renew at maturity.  You have ten calendar days after the maturity date to withdraw the funds without being charged a penalty.  An early withdrawal penalty may be assessed if you withdraw any principal before the maturity date.