Personal Accounts & Services
Bank of Feather River offers a complement of services that can be tailored to meet
your unique personal banking needs. These include personal deposit accounts, customized
loan financing, and personalized banking. We believe in taking the time to listen
to our clients and delivering customized and convenient services.
You will enjoy our professional, friendly team who has a sincere desire to provide
unsurpassed service.
DEPOSIT ACCOUNTS
- Feather River Classic Account
- Feather River Relationship Rewards
- Feather River 50 Plus Account
- Personal Money Market
- Personal Savings
- Fixed Rate Certificate of Deposit (CDs)
CONSUMER LOANS
- Overdraft Protection
- Auto
- Home Equity Lines of Credit
- Personal Loans / Lines of Credit
OTHER SERVICES
- VISA Debit Cards
- Bank by Mail
- Internet Banking
- Bill Payment via Internet
- Wires-International and Domestic
- ATM Fees reimbursed up to $10 per statement
DEPOSIT ACCOUNTS
Feather River Classic Account1
- $100 minimum opening balance
- Online Banking and Bill Pay with no monthly service charge
- Unlimited check writing and ATM transactions
- Service charge free
Feather River Relationship Rewards1
- $100 minimum opening balance
- Earns Interest
- One free box of selected checks
- Online Banking and Bill Pay with no monthly
service charge
- Unlimited check writing and ATM transactions
- .25% APR bump on CD (published rates,
excluding promotions)
- $1,000 minimum balance or $2,500 combined
Checking, Savings or CD minimum balance to
avoid $10 monthly minimum balance fee
Feather River 50 Plus Account (for those age 50+)1
- $100 minimum opening balance
- Earns interest with $1,000 minimum balance
- Free selected checks
- Online Banking and Bill Pay with no monthly
service charge
- Unlimited check writing and ATM transactions
- .25% APR bump on CD (published rates,
excluding promotions)
- Service charge free
Personal Money Market
- Earns premium rate for higher balances and
offers easy access to funds
- $1,000 minimum opening balance
- $1,000 minimum balance or $2,500 combined
Checking, Saving or CD minimum balance to avoid $10 minimum balance fee
Personal Savings
- Quarterly statements
- Great for children (no quarterly service charge
for minors’ accounts)
- $100 minimum balance to open
- $200 minimum balance required to avoid $3
quarterly Minimum Balance Fee
Fixed Rate Certificate of Deposit (CDs)
- $500.00 minimum opening balance
- Tiered Pricing
- Terms from 30 Days to 5 Years
CONSUMER LOANS*
Overdraft Protection
This is a convenient way to make sure your account is never overdrawn up to your
credit limit. It provides overdraft protection for those occasional times when you
may forget to enter a check in your register or make a mathematical error.
Auto Loans
Just let us know when you have found the vehicle of your dreams. We can help with
affordable and easy financing.
Home Equity Lines of Credit
Whether you need an ongoing line of credit for a specific purchase, we can assist
you with an advance of up to 80% of the value of your residence.
Personal Loans / Lines of Credit
These loans allow us to help you with needs that do not fit into the other categories.
Cash secured loans are a low-interest way to finance any need. Or our unsecured
loans may be the way to fill your need.
Credit Cards
You don't have to carry cash. Credit cards can provide you with a safe way to make
your purchases. We offer several options including cash and travel reward cards.
OTHER BANKING SERVICES
VISA Debit Cards
Our Visa check card provides a convenient way to withdraw cash wherever you may
be. We will reimburse you up to $10 on your transaction fees per statement cycle.
Point-of-sale transactions are a fast and safe way of purchasing from many retail
outlets.
Bank By Mail
We have bank-by-mail envelopes available for your convenience. A receipt is sent
back to you along with a stamped return envelope.
Product features and service charges are subject to change.
Some banks may charge a surcharge for use of their ATM.
1 See account disclosures for other fees that may apply.
* Available upon credit approval.